Key Features
- Competitive loan rates
- Loan amounts available from R10,000 up to R25,000,000.00
- Repayment periods available from 2 years to 30 years
- Variable and 5-year fixed rates available across our product range
- Fast Approval.
- Blacklisted and non blacklisted clients can apply
Our lending criteria
- Minimum loan size R10,000.00
- Maximum loan size R25,000,000.00
- Minimum age 21 years
- No maximum age
- Minimum income R10,000
- Minimum 6 months at current address
- Loans available in South Africa and other African countries
Important Factors
Your Home loan will be reviewed based on a series of factors that will determine the response to your application. While this calculation is quite complex, the following points will be considered. Knowing these may help you to plan and prepare for your application in advance and will also help you if a mortgage loan is something you wish to consider in the future instead of the present.
Affordability: As a responsible lender, Solving Cash Loans will want to ensure you have the means to make your monthly repayments for your chosen loan term. We will carry out a full review of your income and outgoings to determine that the mortgage loan is affordable for you both now and in the foreseeable future.
Employment history: Taking a home loan is a serious financial obligation. This means that as lenders we review your employment history to provide a sense of your ability to repay your loan consistently. Where employment is concerned, this means that we will review your history to see if there are large gaps in your previous employment.
The length of your time employed with individual companies will also be factored into your application. As a rule, longer stays in one position are ideal as opposed to regular movement between jobs that may indicate unreliability in making repayments on your mortgage loan.